Senior Credit Analyst

Tasks :

• Review business proposals with a critical mindset, providing both feedback and recommendations to commercial teams;

• Produce detailed credit assessments and deliver well-supported conclusions to senior decision-makers, ensuring neutrality throughout the evaluation process;

• Oversee and monitor a portfolio of clients on an ongoing basis, ensuring timely reassessments, updates, and risk mitigation actions when necessary;

• Apply internal credit frameworks consistently, ensuring all analyses and decisions meet established governance and risk standards;

• Gather and analyse financial, sector, and client-specific data to support decision-making for both new transactions and existing exposures;

• Work in close partnership with risk specialists to address regulatory changes, methodological updates, and process improvements;

• Support the team and management by handling any additional responsibilities related to credit activities when required.

Profile :

• Bachelor’s or Master’s degree in Finance, Economics, or Accounting;

• At least five years of professional experience in credit risk or financial analysis;

• Strong command of English; knowledge of Mandarin is considered an advantage;

• Solid understanding of risk assessment across various sectors and geographies, with the ability to evaluate mitigation strategies and interpret economic and financial environments;

• Advanced skills in financial modelling, forecasting, and scenario analysis;

• Excellent analytical thinking combined with strong communication and negotiation abilities;

• Ability to work both collaboratively within a team and autonomously on assigned tasks;

• High level of professionalism, with a strong sense of ethics, confidentiality, and accountability.