RiverBank is one of Luxembourg's fastest growing financial services companies. Our purpose is to help established SMEs, one of the last major underserved opportunities in banking, by addressing all their financing needs. These businesses form the backbone of local communities, yet remain largely neglected by both traditional high street banks and digital providers. At RiverBank, we are committed to changing that.

Purpose of the Role

RiverBank is seeking a highly motivated and detail-oriented Financial Analyst to join our Finance team, reporting to the Finance team. The Financial Analyst will be responsible for regular adhoc analyses, as well as assist in the financial and regulatory reporting. The ideal candidate will have a strong understanding of Financial Operations, as well as excellent organizational and communication skills.

Primary Responsibilities

• Analyse financial data and ensure accurate accounts and records of the Bank and its branches
• Support monthly closings (reconciliations, accruals, journal entries, etc) and detailed management reporting
• Perform variance analysis to identify trends, discrepancies and opportunities for performance improvement
• Support preparation of annual financial statement for group & individual entities
• Assist in the development of comprehensive financial models to support strategic planning and decision-making
• Collaborate with cross-functional teams to streamline budgeting and forecasting processes
• Develop and maintain robust and efficient accounting, reporting and budgeting processes
• Support prepartion of regulatory reports (i.e. FINREP, COREP, ESMA, BCL) in a compliant and robust manner
• Contribute to continuous improvement initiatives to enhance data quality, automation, and efficiency in financial and regulatory reporting
• Support strategic initiatives and projects as required to drive excellence in financial tools and processes
• Monitor key performance indicators (KPIs) and develop dashboards to track financial and operational performance
• Assist in evaluating investment opportunities and business cases, providing financial insights and recommendations

Qualifications and Experience

• Master degree / professional qualification in Finance, Accounting or related field
• At least 5 years as a Financial Analyst or in a similar related role in the banking sector
• Experience or exposure to Investor Relations is a plus
• Solid experience in financial modeling, budget planning and cash flow analysis
• Well grounded experience and knowledge of variance analysis and financial planning
• Highly skilled in Excel (including VBA) and excellent knowledge across Microsoft Office applications
• Strong analytical skills and impecable attention to detail
• Strong communication and presentation skills
• Fluency in English

To apply or learn more, please contact our recruitment team.

Application: careers@riverbank.eu

RiverBank is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximise their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the communities in which we operate and who reflect a variety of backgrounds, talents, perspectives and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing and advancing individuals based on their skills and talents.