AML/KYC & KYT Analyst – Corporate & Associations Clients

On behalf of a leading banking institution in Luxembourg, we are looking for an AML/KYC & KYT Analyst specializing in corporate clients and associations.

Your day to day:

• Client onboarding & due diligence: Perform independent AML/KYC reviews for corporate and association clients, ensuring compliance with regulatory requirements.
• KYT (Know Your Transaction) analysis: Conduct transaction monitoring and in-depth analysis of payment flows, identifying potential suspicious transactions and ensuring adherence to AML/CTF regulations.
• Daily monitoring of AML alerts: Review alerts from AML monitoring systems (WLM alerts, CDD alerts, and transaction-related AML alerts) and escalate as necessary.
• Supporting the MLRO (Money Laundering Reporting Officer): Assist in preparing investigations, reports, and recommendations on suspicious activities and transactions.
• Compliance advisory: Provide AML/KYC expertise and guidance to Relationship Managers and Client Services teams.
• Regulatory controls: Execute controls as part of the Compliance Monitoring Plan and ensure ongoing adherence to AML/CTF obligations.
• Regulatory watch: Monitor and anticipate AML/CTF regulatory changes and adapt internal procedures accordingly.
• Training & awareness: Develop and deliver compliance training programs to maintain a high level of AML/CTF awareness within the institution.
• Participation in projects: Contribute to AML/KYC-related projects, including process automation and efficiency improvements in transaction monitoring.
• Collaboration on regulatory topics: Work closely with internal stakeholders on cross-border regulatory changes, regulatory reporting, KRIs, and other compliance-related initiatives.

Your Profile:

• Minimum 5 years’ experience in an AML/KYC Compliance function within the banking or financial services sector, preferably with exposure to corporate banking and associations.
• Strong expertise in KYT (Know Your Transaction) analysis, transaction monitoring, and payment flow assessments.
• University degree in economics, finance, law, business administration, or a related field.
• Deep knowledge of Luxembourg AML/CTF laws, regulations, and CSSF requirements (or equivalent EU regulatory frameworks).
• Analytical and risk-oriented mindset, with the ability to assess complex client structures and transaction patterns.
• Excellent communication and advisory skills, capable of supporting internal teams and engaging with external stakeholders.
• Proactive, detail-oriented, and able to work in a fast-paced banking environment.
• Fluent in English and French; knowledge of Luxembourgish or German is a plus.