Credit Risk Officer

Tasks:

- Manage and monitor the credit risk portfolio, including industry analysis, credit appetite, and limit management.

- Implement and update credit policies and procedures in line with group standards and EU regulations.

- Identify, measure, monitor, and report credit risks for headquarters and branches.

- Prepare routine and ad-hoc credit risk reporting for internal stakeholders and regulators.

- Support audit interactions and perform credit reviews (on-site/off-site).

- Contribute to the quarterly IFRS9 ECL process and maintain credit risk classification standards.

- Conduct risk screening, maintain watchlists, and identify emerging portfolio risks.

- Perform stress testing to assess portfolio resilience under varying economic conditions.

Profile:

- Master’s degree in Economics, Finance, or Statistics.

- 2–5 years of experience in credit risk within the financial industry; Bloomberg knowledge is a plus.

- Fluent in English; Mandarin is an asset.

- Strong understanding of EU/EBA regulations related to credit risk (IFRS 9, forbearance, leveraged finance, NPL, loan origination & monitoring).

- Excellent analytical mindset, problem-solving ability, and sound judgment.

- Well-organized, autonomous, and able to meet deadlines.

- Collaborative, positive, and comfortable in a multicultural environment.